Whole life pricing

Sold once. Delivered in seconds.

Every lead is a consumer who asked about whole life coverage on our own ad, on a form that would not submit until they cleared a one-time code. It reaches one agent, seconds later. Pay per lead, set your own volume, stop whenever you want. Nothing else on the invoice.

All leads are focused on whole life insurance policies
01 How many leads do you want?
02 Your close rate
Most agents who call within five minutes close 1 in 6 to 1 in 15.
1 in 6
03 What does one sale pay you?
Your first-year commission on a typical $25k–$150k policy.
$700
What this would look like
You pay, once
$75
5 leads arrive over aboutup to 10 days
You close 1 policy
Total sales$700
Cost of the leads−$75
You make $625
Sale number 1 pays for the whole order. Everything after it is profit.
Buy 5 leads — $75
An estimate, not a guarantee. Only the $15 price is fixed.
How the system works

What $15 a lead actually buys you.

You pay for a block up front and it fills with live leads from the states you picked. Here is the whole mechanism, start to finish.

01 Sourced and verified
We run our own ads to people looking for whole life cover. They give a name, a state and a phone number — and the form will not submit until a one-time code sent to that number is entered back into it. No code, no lead, and no charge.
02 Delivered live, over days
There is no warehouse to pick from. You pay for a block up front and leads are assigned as they come in, so a block under 100 leads usually fills inside 10 days. Nothing unfilled at day 30 stays paid for — it is refunded to your card automatically.
03 Your states only
At checkout you choose which of your licensed states you want leads from, and you are only ever assigned leads from those states. The choice is fixed to that order, and more states means the block fills faster.
04 How you receive them

Every lead carries the prospect's name, state and phone number. Without an account, you get a Google Sheet by email that fills itself as your leads arrive. With an account, every lead is added to your dashboard as it comes in and you can track its status and outcome — plus any combination of the channels below, each switched on or off whenever you like.

Dashboard
Always on with an account. Status and outcome on every lead.
Google Sheet
One sheet per order, shared to your email, filling as leads land.
Email
A message for each new lead the moment the record is released.
CRM webhook
Each lead posted straight into your CRM as it arrives.
05
Disconnected numbers, and only those. Flag a disconnected number within 48 hours and we swap it for a fresh lead, usually the same day. Nothing else qualifies.
No subscription, no account required. $15 a lead, exclusive to you and never resold. The smallest block is 5 leads, so it is easy to start small and scale once you see the contact rate.
What every lead includes

The $15 is the only number that changes.

Every block includes all of this at the same per-lead price — no platform fee, no seat charge, no minimum term.

Exclusive
One buyer per record
Locked to your account at delivery. Whole life requests only — never resold, never blended or aged and recycled.
Verified
Code-verified
The form would not submit until the prospect cleared a one-time code. No code, no lead, no charge — and the timestamp ships on the record.
Delivery
Delivered in seconds
Email and CRM webhook fire the moment the record is released — a median six seconds from the prospect's code.
Replaced
Disconnected number, replaced free
Flag a disconnected number within 48 hours and we swap it for a fresh lead, usually the same day. It is the only reason we replace a lead.
Inside every record

Three fields from them. Four facts from us.

The consumer gives three things: their name, their state, and a phone number that has to be real — because the form will not submit until a one-time code sent to it is entered back. The other half of the record is proof: that they confirmed it, when they confirmed it, how fast it reached you, and that it reached nobody else. Nothing is appended, estimated or bought from a data broker.

Name
Marcus Delgado
State
Texas
Phone
(512) 555-0142
Confirmed
One-time code entered
Verified at
Sep 9, 2:22:01 PM
Delivered
6 seconds later
Sold to
You. Nobody else.

That is the whole record. Discovery is yours to do on the call — we would rather sell you five conversations than one profile.

What $15 buys

A shared lead costs about the same. It just is not yours.

Shared leads are cheap because the same record is sold to everyone at once and nobody checked the phone works. Ours costs about $3 more and goes to one person. That is the whole comparison, but here it is line by line.

Primal Prospect · $15Typical shared lead · about $12
What it costs$15, one buyerAbout $12, 4 to 8 buyers
Agents who receive itOne. Yours, permanently.Three to eight, sold at the same moment
Did anyone check the number?Yes — the form would not submit until they cleared a one-time codeNo. You find out on the dial.
Age of the recordSecondsHours to months, often resold aged
Where it came fromOur ad, our form, our trafficBrokered, co-registered or resold from a list
What a disconnected number costs youNothing — replaced free within 48 hoursThe full price, and the next one too
Why real time is the product

The first five minutes decide the sale.

Harvard Business Review looked at 2.24 million inbound leads and the MIT Lead Response Management study measured the same curve: contact odds collapse inside the first half hour after a form is submitted. A resold, aged lead has already spent that window.

100×
More likely to reach the lead at all when you call inside 5 minutes rather than at 30.
MIT Lead Response Management
21×
More likely to qualify that lead on the call, versus waiting the same half hour.
Harvard Business Review
78%
Of buyers purchase from whoever responds first, not from whoever quotes best.
Lead Connect
0.1%
Of inbound leads are actually worked inside 5 minutes. The industry average wait is 42 hours.
InsideSales, 50M interactions
Relative odds of qualifying a lead, by time to first call
100× Under 5 min
10× 5–10 min
10–30 min
1.7× Over 1 hour
Your five minutes start when they confirm the code.
The record fires to email and your webhook a median of six seconds after the prospect confirms — so you are dialing someone who was holding their phone, thinking about life insurance, moments ago. That is the left-most bar, and almost nobody else is standing in it.
How this works for us

You have to make money for us to make money.

There is no contract here and no monthly fee. The only reason you would ever buy a second block is that the first one paid for itself, which makes your close rate our problem as much as yours. We would rather sell you fewer leads that connect than more that do not.

So we keep working on the parts that decide it: who the ad reaches, how short the form is, what has to be confirmed before a record is released, and how fast it gets to you. When those improve, your dials turn into conversations more often and you come back. Those are the same number, and we would rather grow it than grow the invoice.

Billing questions
Am I charged monthly?
No. You buy a block, the card is charged once, and that is it — no subscription or recurring fees. Buy another when you are ready.
How long does a block normally take to arrive?
It depends on demand, so plan for up to 15 days to work through a block — though it is often much faster. When intake in your states is running high, a block can clear in a couple of days.
What is actually on the record?
A name, a state and a phone number, plus the timestamp of the code they confirmed and a record that it was sold to you and nobody else. That is the whole thing. We do not append age, income or household data from a third-party file, and we do not print a guess where an answer should be. The discovery is yours to do on the call.
How do I receive my leads?
Four ways, and you can use any combination. Without an account, a Google Sheet is shared to your email and fills itself as your leads arrive. With an account, every lead lands in your dashboard as it comes in, and you can switch on a per-lead email, a Sheet for the order, a direct connection to your CRM, or all three — each on or off whenever you like.
What if a lead is bad?
If the number is disconnected, flag it in the dashboard within 48 hours — or contact support in the same window. Once approved, we swap it for a fresh lead — usually the same day. A disconnected number is the only thing we replace: if the call rings, goes to voicemail or is answered, the lead is valid, whoever picks up and whether or not they buy. No credits to chase or balances to reconcile.

Start with ten and see how the calls go.

Opening an account is free. Nothing is charged until you order your first block.